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6 dealer options to skip when buying a car Advertiser Disclosure Advertiser Disclosure We are an independent, advertising-supported comparison service. Our aim is to assist you make better financial decisions by providing you with financial calculators and interactive tools, publishing original and objective content. This allows you to conduct research and compare data for free and help you make financial decisions with confidence. Bankrate has partnerships with issuers, including but not restricted to, American Express, Bank of America, Capital One, Chase, Citi and Discover. How We Earn money The products that appear on this website come from companies that pay us. This compensation can affect the way and when products are featured on this site, including, for example, the sequence in which they appear in the listing categories, except where prohibited by law. This applies to our mortgage, home equity and other home lending products. But this compensation does not influence the information we provide, or the reviews that appear on this website. We do not include the entire universe of businesses or financial offers that may be open to you. Maskot/Getty
5 min read Published on January 12, 2023.
Written by Ben Luthi Written by Contributing writer Ben Luthi is a personal finance and travel writer who enjoys helping others discover how to live their lives more completely. His writing has been featured in numerous publications, including U.S. News & World Report, USA Today, Yahoo! Finance and many more. Edited by Rhys Subitch Edited by Auto loans editor Rhys has been editing and writing for Bankrate since late 2021. They are passionate about helping readers gain the confidence to control their finances through providing clear, well-researched information that breaks down otherwise complex topics into manageable bites. The Bankrate promise
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All new cars already come with rustproofing, and some automakers will void the factory corrosion-perforation warranty if the car is undercoated by a third party.
2. Fabric protection Some dealers provide fabric protection, which is designed to guard your seats from staining. "A number dealers will also pitch you fabric protection, which is basically an aerosol spray they put on the spray costs practically nothing, but which they could later charge you up to $100," Quincy says. What you can do to avoid it
"If you truly require more protection for your fabrics all you need to do is buy a bottle of Scotchgard," says John Nielsen the national director of automotive repair and purchasing at AAA.
3. Protection for paint This dealership choice is often promoted by sales representatives in showrooms as a product that gives new vehicles a year-round, no-wax shine which creates an extended protection from the elements. The cost of protecting the paint sealant could cost the new car buyer well over $200. Why you should skip it
Most automotive paints today are long-lasting and durable, which are much better off with regular waxing and washing, according to Nielsen.
4. VIN etching a procedure that allows you to create an adhesive plastic stencil containing the vehicle identification number of your vehicle or VIN. Then, you place the stencil on the glass and then apply a particular acid solution which chemically melts, or etches, the VIN onto the glass. VIN engraving can be an deterrent to thieves as it makes it nearly impossible for them to make a profit selling windows and windshields and makes it difficult to figure out a method to dispose of the car once it has been stolen. In fact, it's a recommendation by police and agencies. Some insurers will even offer a discount on the part that covers the comprehensive portion of your insurance or waive your insurance deductibles if your car has the option. It's a straightforward process, however VIN etching as a dealer option could cost the buyer anywhere from 150 to 300 dollars. If you can do it yourself, you could save over $100. What are the reasons to skip the process
If you'd like to do VIN engraving, it's less expensive to purchase a DIY kit, which runs from $20 to $40 online.
5. Extended warranties are an option for dealers, basic warranties for cars can start at just $1,000, and can easily go up to several thousand dollars for luxury and high-performance automobiles. Extended warranties cover bumper-to bumper damage and cover everything in your vehicle, from major system repair, heating or air problems, as well as engine problems. Extended warranties, on the other hand are not able to cover parts typically replaced. Plan prices based on mileage, duration of coverage and deductible level before signing off New vehicles generally have manufacturer warranties. Even if you're buying second-hand, you do not have to buy the warranty when you purchase the vehicleThis means that you have the option of shopping around if you really want one. What are the reasons to skip it
It's often better to use the money you'd spend on a warranty extension to cover the recommended maintenance that your car requires.
6. The nitrogen in the tires No matter the type of tire yours are filled with, oxygen or nitrogen the four wheels that propel your vehicle along will inevitably decrease in size. Tires could lose air due to a gap within the tread area, a weak seal, or even just general wear and tear on the vehicle. But many dealers will encourage buyers to add nitrogen to their tires, which could be as high as $200. Unless you are a race car driver needing greater pressure consistency from their tires, then the added cost is not worth it. If you are really looking for nitrogen, stopping at an auto body shop in your area is going to cost you between $10 and $30 per tire. Why you should skip it
It is better to save your money and keep an eye out for any tire damage that will likely occur with vehicle age.
What can you do to stay clear of dealer-installed options? The right options on a vehicle can enhance your driving experience and even when you are ready to sell it or trade it in. However, you don't have to take the dealer-installed choices you don't would like. If you find that a brand new car includes some options that are added by the dealer you may ask the dealer to eliminate them and change the selling cost of the vehicle according to the new price. In certain situations, it isn't always possiblefor instance, when paint protection or rustproofing is already in place and is not removable. Make sure to get the car off like you normally would if the dealer is unable or unwilling to remove the option. It's not a assurance that this will succeed however, even showing a little initiative in negotiation could alter the direction of the conversation. For instance, you could try reaching out to a dealer in your area to get an idea of what they charge for certain options or even see how much it will cost you if you do it yourself. This can give you a good base for your negotiations. If the dealer won't negotiate much, or is unwilling to fully negotiate You can decide to buy the car in its current condition or leave. Factory options vs. dealers options the factory and dealer options are additional expenses you'll face when shopping. Contrary to dealer options, factory choices aren't "added to" when you the time of purchase. The manufacturer manages these extras in the factory prior to when the vehicle arrives at the lot. Options available from the factory could include an alarm system or a specific piece of equipment such as a spoiler, or an sophisticated engine setup. The two add-ons increase the amount you pay, so consider what is essential and which you're able to leave out. The bottom line Dealer-installed options can be costly So determining the amount you're being charged is important. While dealers aren't always willing to take away the options they've installed or negotiate on the price, remember that these options aren't standard and you shouldn't be forced to accept them. Similar to every other aspect of buying a car, you should consider and the options offered by different dealers in your area to ensure you are getting the best price available.
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Written by Contributing writer Ben Luthi is a personal writer of travel and finance who is passionate about helping others learn how to live life more fully. His work has appeared in numerous publications, including U.S. News & World Report, USA Today, Yahoo! Finance and numerous others. Written by Rhys Subitch Edited by Auto loans editor Rhys has been editing and writing for Bankrate from late 2021. They are committed to helping readers feel confident to manage their finances by providing concise, well-studied facts that break down otherwise complex topics into manageable bites.
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